Renters Insurance

Did you know there are close to one million renters in Virginia, and the majority of them don’t have a renters insurance policy? On top of that, Virginia has the lowest rates for renters insurance in the country! So why does the majority not have a renters insurance policy intact? Probably because most aren’t aware how important it is to have one.

Renters insurance covers three important things:

Liability: 

Here’s an example: You leave your stove on by mistake and it causes a fire. If a neighbor was injured or their belongings damaged they may sue you. Liability insurance is your financial protection against liability claims and lawsuits brought by others for accidental bodily injury or damage to their property.

        When you’re protected:

• While in your apartment
• When caused by your personal activities
• When caused by your pet or children

Personal Property:

If you were to turn your apartment building upside down, everything that falls out is your personal property. All personal property is protected from any named perils such as fire, theft, or vandalism. Your stuff is what makes you you! Protect it!

Loss of Use:

If you are forced out of your rented home due to a disaster, the ‘loss of use’ section will take care of any additional living cost, such as hotel bills or any other temporary costs of living.

If you find that you'd really miss your flat screen TV or your big, fluffy sofa if they were damaged or stolen, then it looks like you need renters insurance! For as low as 35¢ a day (that's less than any coffee you're buying daily) you can protect your STUFF and YOURSELF from unfortunate events. Call us if you have any questions regarding renters insurance, or if you want to speak to one of our licensed experts for a quick and free quote!