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The New Year is upon us. We’ll be hitting the gym frequently, reading more books, and stressing less. And while these resolutions are all admirable, we’d like to provide you with a little more protection, increased peace of mind, and a fatter wallet.  

Increase your wallet size:

Insurance premiums are based on the level of risk an insurance company takes to provide you with coverage. The lower the risks, the lower your premium. Many of our carriers offer low-risk discounts for auto AND home insurance. A burglar alarm and smoke detector will provide you with a homeowner’s discount. The alarm systems are lowering your risk of theft and fire. All we need is a copy of your alarm certificate and we can apply the discount to your home insurance! Multi-policy discounts are also available. Atkinson Insurance agency offers many carriers that hold both home and auto insurance, and bundling the two can save you 5-15% on your premium! Have a couple teenagers or college students in your household? Most auto carriers offer the good student discount. Providing us with a copy of their most recent report card with a consistent GPA of 3.0 will qualify them for the discount. Paying your auto policy in full will also guarantee a deduction in premium. Many carriers can provide this discount mid-term.

Are you covered where you think you’re covered?:

We buy insurance to ensure we’re able to rebuild and recover after a loss. There’s nothing more frustrating than experiencing a loss, filing a claim, and being told you’re not covered. Atkinson is here to best eliminate the scenario, but we understand things can happen. Updating your insurance is very important - and having an independent agency is extremely helpful in doing so.

Some are not aware that there are many policy add-ons. Full glass coverage, towing and transportation expenses on your auto policy are great add-ons. Jewelry and collectibles often need to be added separately to your home insurance at a low cost to your premium. Making a home inventory can help you keep tab on your valuable belongings, such as computers, televisions, and other pricey electronics. Atkinson agents are here to answer any questions you may have to ensure there are no gaps in coverage on your policies. 

It’s a new year and an updated insurance policy. We wish you the best of luck with your New Year’s resolutions, and we’ll be here waiting to help you along with your insurance resolutions. Cheers!

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